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National Health Insurance(KOKUHO) |
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In Japan, a national heath insurance system helps reduce the cost for medical care. Foreigners living in Japan for more than a year are required to join one of the following insurance systems.
1.Company Health Insurance: For people who work for a company
2.National Health Insurance: For people who cannot join the company health insurance |
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Japan has a universal health care insurance plan called National Health Insurance (NHI), or Kokuho. Full-time international students, who will be studying in Japan for more than a year, must join NHI unless covered by a family member's insurance.
With NHI, approximately 70% of your medical expenses will be covered (most hospitals in Japan accept NHI).
There are other health insurances for public officials and teachers. For foreigners living in Japan with their family, health insurance of their family may be applied. However, in most cases, international students have to join the National Health Insurance.
NOTE: National Health Insurance does not cover expenses for cosmetic surgery, orthodontics, and normal delivery. |
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Joining NHI
Go to the NHI subdivision at your city/ward office with your Alien Registration Card, student ID, and a stamp (if available). Fill out the required paper work. After registration, your NHI certificate will be issued (one certificate per family) in. Valid term of NHI is one year.
NOTE: If you change your address, return your NHI certificate to the city/ward office of your pervious address, and make new certificate at the city/ward office of your new address |
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Payment |
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The monthly premium for NHI is slightly different depending on each city/ward office. There are some discounts available for students with no income. Ask for details at the NHI service counter.
If the office recognizes that your income is below a certain amount, your premium will be deducted (Scholarship is not considered income).
Some city/ward offices have special subsidy systems for international students. For more information contact your local NHI service counter.
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