|
 |
|
|
|
|
|
 |
|
|
|
|
|
|
| |
 |
|
National Health Insurance (KOKUHO) |
|
|
|
| |
|
In Japan, there are health insurance systems that help reduce the cost of medical care. Foreign nationals living in Japan for more than
3 months (mid-to long-term
residents) are required to join one of the following insurance systems:
1. Employees’ Health Insurance: for people who work for a company
2. National Health Insurance: for people who cannot join employees’ health insurance
In addition, insurance is provided by mutual aid associations to those who work for public schools or the government. Most international students are eligible for National Health Insurance. International students will also be covered by the Employees’ Health Insurance of a family member who lives in Japan. The details are as follows.
|
|
|
|
| |
|
National Health Insurance (Kokuho)
is one of the health insurance
systems in Japan that allow a member
to receive medical care without
financial worry when ill or injured,
by sharing the medical care expenses
between national or local government
and the member. Full-time
international students, who will be
studying in Japan for more than 3
months, must join NHI unless covered
by a family member’s insurance plan.
With NHI, approximately 70% of your
medical expenses will be covered
when you receive treatment at
hospitals or clinics that are NHI
medical service providers (most
hospitals in Japan accept NHI). You
pay the other 30%.
Please Note: National Health Insurance does not cover expenses for cosmetic surgery, orthodontics, and normal childbirth. |
|
|
|
| |
|
Joining NHI
Please complete the necessary procedures at the National Health Insurance (Kokumin Kenko Hoken) counter at your local city/ward office. You will need to take your
Resident Card (Certificate of Alien Registration), student ID card, and personal stamp (inkan) if you have one. Your National Health Insurance Card will be issued at a later date.
Please Note: If you move, you must take your National Insurance Card to the city/ward office of the city/ward you lived in before moving, and you must also go to your new local city/ward office to update your
National Health Insurance Card within 14 days of moving. You also need to update your card within 14 days of changing names or if the head of your household changes. If you are returning permanently to your home country, you need to return your card before you leave. |
|
|
|
|
| |
|
Payment of
Insurance Premiums |
|
|
|
| |
|
The monthly premium for NHI differs slightly depending on the city/ward you live in. If the NHI counter recognizes that your income is below a certain amount, a reduction to your insurance premiums will be applied (scholarships are not counted as income). Some local authorities have special subsidy systems for international students. For more information, please contact your local NHI counter. |
|
|
|
|
UP |
|
|
|
|
|
|
